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13/01/2011 15:16:35

Savings boosted by remortgaging in 2011?

Savings could receive a boost from higher levels of remortgaging activity in 2011, as an expert has claimed this year will see much more activity in the sector.

Ray Boulger, senior technical manager at independent house purchase loan adviser John Charcol, noted: "I think last year will prove to be the nadir for the remortgage market and it will produce higher volumes this year than last."

Personal finances may be strained as the specialist claims gross lending will not change much over the next 12 months, maintaining the level will remain "very depressed" for the next two to three years.

Those without the savings for big-cap purchases may choose remortgaging as a way of accessing significant amounts of money, which might then be used for once-in-a-lifetime expenses such as renovating a home.

Yesterday (January 12th), Hometrack forecast ongoing difficulty obtaining mortgage finance for would-be buyers, suggesting the number of approved house purchase loans will be static in 2011.

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