Personal Finance News

01/11/12 - Money advice in increasing demand, says study
31/10/12 - Payment barriers exist for disabled and older people, says study
31/10/12 - Gender differences apparent when financial planning
31/10/12 - Half of Brits shop with a basic credit card, says study
30/10/12 - Number of Brits sitting on forgotten direct debits - 2.68 million

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This Week's Personal Finance News Update

01/11/12 - Money advice in increasing demand, says study
31/10/12 - Payment barriers exist for disabled and older people, says study
31/10/12 - Gender differences apparent when financial planning
31/10/12 - Half of Brits shop with a basic credit card, says study
30/10/12 - Number of Brits sitting on forgotten direct debits - 2.68 million
30/10/12 - More than half of parents are unaware of Junior ISAs
30/10/12 - Over 80% of advisers name 'cost & administration' as top employer concern
30/10/12 - Brits left with £1.4bn repair bill during 'mischief week'
29/10/12 - East of England landlords at apex of yield chart
29/10/12 - Buyers more optimistic about Scottish property market

News

17/08/2012 17:13:03

Investors have become risk adverse, says expert

An expert has said that investors have become risk adverse as a result of the financial crisis.

Chartered financial planner Paul Lothian believes that as well as affecting finances in the short term, the credit crunch has had a long-term effect on investor attitudes.

"There is no question that the credit crunch … caused a similar crash in investor confidence, which most have yet to regain," he explained to the Scotsman.

This, Mr Lothian argued, has caused investors to miss out on prime money-making opportunities.

"The nadir of March 2009 proved to be the buying opportunity of a lifetime but, unsurprisingly, few retail investors had the appetite," he said.

As investment goes, the financial planner had the following wealth management advice: "The best approach is to buy and hold an appropriate mix of asset classes, widely diversified, regularly rebalanced, held over the long term and at the lowest cost possible."

Barclays Stockbrokers has dubbed this approach like that of a heptathlete.

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