12/11/2009 12:22:34

Britons 'need to have adequate home insurance in place'

Despite any financial pressure they may be facing, consumers are urged by Sainsbury's to ensure that they have home insurance cover.

Although research from the firm reveals insurance claims for theft have fallen 13 per cent in the three months leading up to June, it points to Home Office figures showing a 2.9 per cent rise in burglaries during the same period as meaning potentially fewer people are taking out such cover.

Ben Tyte, manager of Sainsbury's Home Insurance, points out it is crucial to ensure adequate contents cover is in place, as the typical claim for theft stands at £1,370.

However, as this is often higher he states that the finances of those lacking insurance could be "severely hit" if they become a victim of burglary.

Similarly, recently pointed out the need of homeowners to have insurance in place in case of a boiler breakdown, as without cover the cost of replacing the four main parts of a heating system can cost around £1,200.